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Consumer Law News
State Shuts Down Unlicensed Moving And Warehousing Company
A Kenilworth-based moving and warehousing company that continued to operate after it failed to renew its annual license and also failed to revise its business practices as required under a 2005 Consent Order with the state has been shut down under a Final Order of Discipline.
The Division of Consumer Affairs, which licenses moving and warehousing companies through its Regulated Business Section, found that Just in Time Moving & Delivery Service Inc. and its owner, Haliru M. Gusau, made misrepresentations and failed to comply with registration requirements.
Twenty-eight consumers have retrieved goods stored by Just in Time at 135 North Michigan Avenue, Kenilworth, New Jersey. A Superior Court Judge has ordered that any consumer goods not removed from the warehouse by May 18, 2007 will be deemed abandoned and disposed of appropriately. Read more at state.nj.us.
Definition:
The end-of-term value of the item established at the beginning of the lease and used in calculating your base monthly payment. The residual value is deducted from the adjusted capitalized cost to determine the depreciation and any amortized amounts. It is an estimate that may be determined in part by using residual value guidebooks. The residual value may be higher or lower than the realized value at the scheduled end of the lease.
Annual Percentage Rate (APR)
Definition:
The cost of credit expressed as a yearly rate.
Warranties
Definition:
Warranties and guarantees are a manufacturer’s or seller’s promise to stand behind its product or service.
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